Credit Builder

We’re here to help you achieve financial security. That’s why we offer a Credit Builder Savings Plan. This savings plan offers a short-term loan to members who have either minimal to no credit history or who need to improve or rebuild a damaged credit history with the additional benefit of establishing a savings plan.

Here’s how it works:

  • All applicants must show ability to repay the loan through verifiable income    
  • All applicants must be 18 years of age or older and must be in good standing with the credit union.
  • Loans will be granted between $500-$1500 to qualified borrowers.
  • Loan proceeds will be deposited to the borrower’s savings account, and will remain there until the loan is paid off.

Give us a call and get your credit started or back on track today! Contact us at 406.727.7300 or visit your nearest Embark branch to apply.

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