Savings & Money Market Rates

With all of these accounts, dividends accrue daily and are paid monthly. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Fees may reduce earnings.

Annual Percentage Yield Effective Date: 03/30/15

Savings

Account Type
Minimum Opening Balance Dividend Rate
APY*
Regular Savings $25.00 0.05% 0.05%
Special Savings - 0.05% 0.05%
Holiday Savings - 0.20% 0.20%
IRA Savings $25.00 0.40% 0.40%

On Holiday Savings Account, a $10.00 penalty will be charged for early withdrawal.
On IRA Savings Account, a penalty will be imposed for early withdrawal.

Money Market Fund

Account Balance Dividend Rate
APY*
$25 - 2,499 0.00% 0.00%
$2,500 - 9,999 0.05% 0.05%
$10,000 - 24,999 0.10% 0.10%
$25,000 - 49,999 0.15% 0.15%
$50,000 and over 0.20% 0.20%

 

 

Self-Administered MSA

Dividend Rate
APY*
0.50% 0.50%

*APY = Annual Percentage Yield. The dividend rate and APY are subject to change without notice.