News and Events

  • Join Us In Making A Difference!

    October 16, 2018

    Tags: Community Involvement
      We're soaring to new heights to make a difference in our community.   Join Us in Making a Difference.   Open a New Account with Checking and a Debit Card*,  and we’ll donate $50 to a local “Charity of your Choice”.*** Open a Loan** and we’ll donate $100 to a local “Charity of your Choice”.*** Together, We Can Make a Difference.       *Requires $25 Membership Share and $100 Deposit or Direct Deposit for Checking Account. Subject to Approval. **On Approved Credit. $5000 Minimum. ***Must…
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  • Bill Pay System Maintenance

    October 9, 2018

    Embark's Bill Pay functions will be down beginning 9:00 p.m., Saturday, October 20, 2018 through 3:00 a.m. MST, Sunday, October 21, 2018 for scheduled maintenance. We apologize for the inconvenience. 
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  • Let's STOP Identity Theft and Fraud In It's Tracks

    October 3, 2018

    Tags: Fraud & Identity Theft
    Fraud and Identity Theft continues to rise, and each year, fraudsters and identity thieves find new ways to obtain or compromise your valuable account information and take your money. So, consider these tips to STOP fraud and identity theft in it’s tracks.   S – Secure all important documents and passwords, and when the time comes, Shred your outdated documents. T – Think before you click on that link, give someone your personal information or send them your hard-earned dollars.  Ask yourself,…
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  • Rebate Can Beat a Low-Rate Auto Loan

    September 21, 2018

    Tags: Auto, Budgeting
    Shopping for a new car? If you're in the market and have decided to purchase rather than lease, you'll find several financing options, including dealers are offering low-rate loans or cash-back rebates. While it's nice to have choices, they can be downright confusing and expensive. Those low rates auto dealers offer you could also include "hidden costs": Dealers' low-rate loans and rebates almost always are available only on slower-selling models. These cars may have lower resale values. Dealers'…
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  • Ways to Save in College

    August 21, 2018

    Tags: Budgeting
    Going off to college is an exciting time! Your world is about to open wide, providing you with new opportunities to expand your mind, meet new people, and begin the groundwork for your career (or figure it out). One very important skill you’ll need is learning how to save while living on your own. The easy first step is finding out what you don’t need to buy. • A printer. They take up too much space, and the cost of ink and paper can add up. Check with your college to see if they have a printer…
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  • 8 Ways to Save on Back-to-School Shopping

    August 14, 2018

    Tags: Budgeting
    According to the National Retail Federation, the average American household spends $688 on Back-To-School shopping -- 64% of it is spent on clothing and electronics. Here are 10 ways to save this fall and throughout the year. 1. Create a checklist of items and stick to it.  Before you begin shopping, empty your kids’ backpacks to see what was left over from the previous year. Mark them off your checklist and then buy only the items still remaining. 2. Comparison shop online before going into stores. …
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  • Check Your Free Credit Reports Throughout the Year

    July 26, 2018

    Tags: Credit
    It's important to check your credit report at least once annually to monitor for signs of identity theft or fraud, as well as check for any errors.  The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. But don't order the reports directly from the companies. They are providing free credit reports only through annualcreditreport.com,…
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  • Four Signs You Need to Clean Up Your Finances

    July 24, 2018

    Tags: Budgeting
    It’s easy to see when your house needs cleaning: clothes are on the floor; dirty dishes are stacked in the sink. But it may be a little harder to know when to “tidy up” your finances. Here are a few signs: 1. You’re living paycheck to paycheck If you barely make ends meet at the end of the month, it’s time to buy yourself some wiggle room for unexpected events. Start by cutting back on at least one major expense and putting that money into an emergency fund. The goal of an emergency fund is to be…
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  • How to Save When You’re Invited to Everyone’s Wedding

    July 19, 2018

    Tags: Budgeting
    Wedding season is upon us and soon you may see a few wedding invitations in your mailbox. What do you do when it looks like ALL your friends are getting married this year? Can you afford to get gifts for everyone, as well as pay for clothing and traveling expenses for each event?  If you find yourself invited to multiple weddings this year, first create a budget and estimate how much you can afford for these expenses. It’s better to have a picture of what you can realistically manage rather than…
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  • How To Get a Great Price on Your Next Car

    July 10, 2018

    Tags: Budgeting
    Are you thinking of buying a car, but want to make sure you get the best price? Here are a few tips to help you find the right car at the best price. Buy “off-season.” Peak demand for cars is in the spring and fall, but if you want to find a bargain, shop for a car in December and January when the prices are lowered. That’s when dealerships are eager to move the inventory off their lots to make room for newer models. Know the real price of the car. Use websites like nada.com, Kbb.com (Kelley Blue…
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