Fraud and Identity Theft continues to rise, and each year, fraudsters and identity thieves find new ways to obtain or compromise your valuable account information and take your money. So, consider these tips to STOP fraud and identity theft in it’s tracks.
S – Secure all important documents and passwords, and when the time comes, Shred your outdated documents.
T – Think before you click on that link, give someone your personal information or send them your hard-earned dollars. Ask yourself, does this look or sound legitimate? If it sounds too good to be true, it probably is. If someone is asking you to send money right away, slow down and ask a trusted friend or your financial institution to review the request also. They can help you determine if it’s real or not.
O – Obtain and Observe – Make a habit of pulling your credit report and checking it for accuracy. You are entitled to one free credit report from the 3 major credit bureaus each year at annualcreditreport.com. Finally, monitor your transaction accounts on a regular basis and confirm that all activity is accurate.
P – Pause – Fraudsters and Identity Thieves prey on people’s emotions to get what they want. If that happens, pause before giving out any private, personal information like a Social Security Number or Debit or Credit Card Number. Hang up the phone or click out of the e-mail and call a trusted source to confirm the legitimacy of the call or e-mail.
Together…let’s STOP Fraud and Identity Theft in its tracks.